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Insurance is a service that provides a benefit upon the occurrence of an uncertain and random event often referred to as “risk”. The service, generally financial, can be intended for an individual, an association or a company, in exchange for the collection of a contribution or premium. Insurance is, by definition, a system which makes it possible to protect an individual, an association or a company against the financial and economic consequences linked to the occurrence of a particular risk (random event). The purpose of the insurance contract (or policy) is to transfer risks: the insured transfers a risk, by definition random, to the insurance company. When the contract provides for a deductible, the insured retains part of the risk at his expense. For your store or establishment, do not hesitate to contact our expert digital agency for all your digital needs: virtual tour, sponsored article, ... explore our digital services : virtual visit for showroom, 360 ° photo, panorama, virtual solution and ask for your free quote.

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  • Insurers harness cloud power and reduce tech debt May 23, 2023
    Insurers understand the need to replatform by migrating to the cloud to enable innovation and growth. At the same time, they are taking a hard look at their legacy blocks to determine the business value of converting them. Doing so opens the possibility to decommission the legacy systems and reduce their technical debt. Some carriers… […]
    Shay Alon
  • Intelligent ingestion: The start of commercial digital insurance May 2, 2023
    For over a decade, we have pretended to be paperless. We tout the fact that the file cabinets, the 7-part specialized file folders, and massive mail rooms have all been eliminated and reduced, and claim that we are paperless. But we know it isn’t real. Today’s paper is PDFs, excels, and adobe. The filing cabinets… […]
    Michael Reilly
  • Insurance News: Generative AI experience, efficiency and risk April 25, 2023
    Every day we see headlines about generative AI. For the insurance industry, this technology offers acceleration in many areas in which AI-led transformation is already underway. But, like any emerging technology, it also introduces new areas of risk. In this Insurance News Analysis, Abbey Compton and I are joined by Daria Lee Sharman for a… […]
    Kenneth Saldanha

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  • The 2023 Hurricane Season: Are Insurers Prepared for the Growing Risks? June 2, 2023
    This post is part of a series sponsored by CoreLogic. As the 2023 Hurricane Season approaches, it is crucial for coastal and inland communities alike to understand and prepare for the potential risks associated with hurricanes. The North Atlantic Ocean …
  • Prop 103’s Author Isn’t the Final Word on What Prop 103 Says May 31, 2023
    It’s been 35 years since Californians voted by a narrow majority to pass Proposition 103, completely overhauling how the nation’s largest state regulates the business of insurance. That’s an awfully long time. So long, it seems, that even the man …
    R.J. Lehmann
  • How Disasters and Inflation Fueled Insurance Loss Ratios in 2022 May 30, 2023
    This post is part of a series sponsored by AgentSync. It’s no longer just a hypothesis that more and larger natural disasters, along with general inflation and social inflation, are driving up insurers’ claims costs. New data shows loss ratios …
    Alberto Vazquez

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  • Top Advice For Graduates Trying to Start a Career March 8, 2023
    As of 2020, there is an average of over 4 million students who have graduated from colleges in the US. Congratulations to any readers who have recently graduated! Graduating from college can be the most exciting and terrifying part of your life. It is a period of immense change and uncertainty. While every industry is […]
    Society Insurance Human Resources
    Originally published January 29, 2019, updated January 18, 2023. Many parts of the country are no stranger to arctic air masses this time of year. This type of weather system brings both bitter cold and wind chills that create dangerous conditions for those in its path, affecting not only people, roads, and vehicles, but building […]
    Society Insurance Team
  • A Guide to Safe Keg Handling January 11, 2023
    At one time or another, almost everyone who works in the restaurant and bar industry has been asked to change, move, or assist with a beer keg. If they are lucky, an experienced coworker will be able to provide instruction and guidance on how to properly move and swap empty kegs for full ones. Unfortunately, […]
    Society Insurance Risk Management

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  • Nevada State Court Rulings Highlight Importance of Strategic Decisions Early in a Case June 2, 2023
    In a COVID-19 insurance coverage lawsuit that Hilton Worldwide Holdings, Inc. filed against several insurers in Nevada state court, two recent rulings in favor of Hilton highlight the importance of strategic decisions early in a case.  After Hilton filed suit in Nevada, the insurers moved to dismiss the lawsuit under the doctrine of forum non... […]
    Michael S. Levine, Cary D. Steklof and Andrew S. Koelz
  • The ABCs of EUOs May 23, 2023
    Insurers generally have a right to conduct a full, fair, and thorough investigation of a claim. Depending on policy language, one investigative tool available to insurers is the examination under oath, or an “EUO.” In an EUO, a representative of the policyholder is sworn-in, and an employee of or attorney for the insurer asks questions... […]
    Rachel E. Hudgins and Syed S. Ahmad
  • It’s Too Late, Lloyd’s: New York Federal Court Finds Insurer Waived Late Notice Defense May 22, 2023
    A New York federal judge recently ruled that an insurer waived its late notice defense because a generic reservation of rights was insufficient to preserve it. As a result, the policyholder’s claim was preserved despite being submitted more than three months after the loss—a delay which would ordinarily be fatal under New York law. The […]
    Latosha M. Ellis and Janine A. Hanrahan

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Gérald Mardirossian

About the author of the article : Gérald Mardirossian Digital Expert

Gérald is a high-level digital expert and a digital enthusiast. Having attended elitist establishments during his studies such as Henri IV and the Sorbonne, he is one of the over-educated individuals of his generation. Holder of diplomas in HR (Human Resources), digital communication and communication / semiology, he also has multiple accreditations from the largest companies in the digital world : Google, Facebook, Microsoft, Hubspot, Salesforce, CPanel University, United States Institute of Peace (USIP), Agence nationale de la sécurité des systèmes d'information (ANSSI), etc. With many years of digital experience in different fields: associations, tourism, distributor, software publisher ... Gérald Mardirossian had the opportunity to work on both B2B and B2C issues. With many talents, he has already worked on web projects of various types, redesign, development, integration, modernization, website evolution, UX redesign, marketing automation, lead generation, outsourcing, emailing, etc. If you have a digital need or a project, you can contact us.


Few data about the author / Google Maps Photographer / Digital Expert

Gérald has been a member of the Google Local Guide community for many years as well as a certified member and expert on Google products, Google Maps, Google Street View, Google My Business, virtual tour, 360 ° photo, virtual photo event, wedding, real estate, etc.

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